Terms & Conditions

Agreement to Terms

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you and Unicorn Tamer LLC, doing business as Reloan Hub (“Company,” “we,” “us,” or “our”), concerning your access to and use of our website and services.

By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of our website and services immediately.

Nature of Services

IMPORTANT DISCLAIMER: Reloan Hub provides educational consultation services only. We are NOT a licensed lender, mortgage broker, or financial advisor. We do NOT:

Originate, fund, or broker loans of any kind
Provide financial, legal, or tax advice
Make lending decisions or commit to loan terms
Guarantee loan approval or specific interest rates
Act as your agent in any financial transaction

Our services are purely educational in nature and are designed to help you understand real estate financing concepts and options. Any decisions you make based on information provided should be made in consultation with licensed professionals appropriate to your situation.

User Representations

By using our services, you represent and warrant that:

You are at least 18 years of age
You have the legal capacity to enter into these Terms
You will not use our services for any illegal or unauthorized purpose
All information you provide to us is truthful, accurate, and complete
You understand that our services are educational and not financial advice

SMS/Text Message Terms

If you opt in to receive SMS/text messages from Reloan Hub, you agree to the following:

Consent: By providing your phone number and opting in, you consent to receive text messages from Reloan Hub (operated by Unicorn Tamer LLC) regarding our services, educational content, appointment reminders, and related communications.
Message Frequency: Message frequency varies based on your interactions with us. You may receive messages for appointment confirmations, reminders, follow-ups, and educational content.
Costs: Message and data rates may apply. Your mobile carrier's standard messaging rates will apply to all text messages.
Opt-Out: You can opt out of receiving text messages at any time by replying STOP to any message you receive. Upon opting out, you will receive a confirmation message and no further texts.
Help: Reply HELP to any message for assistance, or contact us directly at info@reloanhub.com.
Not a Condition: Consenting to receive SMS messages is not a condition of purchasing any services from us.
Carriers: Supported carriers include but are not limited to AT&T, Verizon, T-Mobile, Sprint, and other major carriers. Carrier participation may vary.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Unicorn Tamer LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, UNICORN TAMER LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OUR SERVICES.

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR SERVICES IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

Disclaimer of Warranties

OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that our services will be uninterrupted, secure, or error-free, or that any information provided will be accurate, complete, or suitable for your particular situation.

Indemnification

You agree to indemnify, defend, and hold harmless Unicorn Tamer LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Delaware.

Dispute Resolution

Any dispute arising from these Terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, the dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms shall remain in full force and effect.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on our website and updating the “Last updated” date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

Contact Information

If you have any questions about these Terms, please contact us:

Unicorn Tamer LLC dba Reloan Hub
Email: legal@reloanhub.com
Website: Contact Us

Acknowledgment: By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.